October 10, 2006

Home Maintenance Checklist

Home Maintenance Checklist for Fall

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It�s a good idea to set up a budget for your home�s regular maintenance and unexpected repairs. You may want to budget 1 percent of the purchase price of your house to cover annual maintenance and repairs. You also want to adhere to a regular savings plan to cover essential bills, emergency repairs, and large, periodic expenses such as property taxes and homeowner�s insurance (if they�re not held in an escrow account by your lender). Some financial advisors suggest saving 5 percent of your take-home pay. You must commit this amount every payday to make it happen.

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The following seasonal checklist will give you an idea of what you can do this�fall�to maintain your home:

Outside Items

Check all weather stripping and caulking around windows and doors; replace or repair as needed.
Check for cracks and holes in house siding; fill with caulking as necessary.
Remove window air-conditioners, or put weatherproof covers on them.
Take down screens (if removable type); clean and store.
Check storm windows and doors; clean and repair as needed; put back up (if removable type).
Drain outside faucets.
Clean gutters and drain pipes so that leaves won�t clog them.
Check roof for leaks; repair as necessary.
Check flashing around vents, skylights, and chimneys for leaks.
Check chimney for damaged chimney caps and loose or missing mortar.
Check chimney flue; clear obstructions; make sure damper closes tightly.

Inside Items

Check insulation wherever possible; replace or add as necessary.
Have heating system and heat pump serviced; have humidifier checked; change or clean filters on furnace.
Drain hot water heater; remove sediment from bottom of tank; clean burner surfaces; adjust burners.
Check and clean humidifier in accordance with manufacturer�s instructions.
Clean refrigerator coils.
Clean fireplace.

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